1. Acceptance of Terms and Binding Agreement

These Terms of Use ("Terms") form a legally binding contract between you ("User," "you") and NextTicker.ai ("we," "us"). By accessing our platform, creating an account, or purchasing a subscription, you affirm that you have read, understood, and agree to be bound by these Terms.

YOUR AFFIRMATIVE CONSENT TO RECURRING BILLING: By clicking a purchase button, checking a box referencing these Terms, or otherwise indicating your assent, you are providing your electronic signature. This action constitutes your affirmative consent to these Terms, including, without limitation, the automatic renewal and recurring billing provisions detailed in Section 10.

POST-PURCHASE CONFIRMATION: After your purchase or the start of a free trial, we will send a confirmation email to your registered email address that summarizes the terms of your subscription, including payment, renewal, and cancellation instructions.

2. Informational and Educational Purposes Only – Not Investment Advice

All content available on this platform, including reports, data, articles, model outputs, and ratings (the “Content”), is for informational and educational purposes only. NextTicker.ai does not issue ratings or recommendations prepared by human analysts. The Content should not be relied upon as the basis for any financial decision and should not be construed as investment advice, a recommendation, a solicitation, or an offer to buy or sell any security. NextTicker.ai is not a registered investment adviser, broker-dealer, or fiduciary. Your use of this platform does not create a fiduciary relationship.

3. No Personalization or Suitability Determination

The Content is generated in an automated and impersonal manner and is not tailored to your individual financial situation, risk tolerance, or investment objectives. You are solely responsible for determining whether any investment or strategy is appropriate for you. We strongly recommend you consult a qualified, licensed financial professional before making any investment decisions.

4. Automated Model Outputs and Inherent Limitations

All Content is the result of automated, quantitative models processing publicly available data. These models rely on historical information, which is not indicative of future results, and do not account for all variables that can affect security prices. Past performance provides no guarantee of future results.

5. No Warranty – Disclaimer of Accuracy and Completeness

The Content is derived from sources believed to be reliable, but neither NextTicker.ai nor its data providers warrant its accuracy, completeness, or timeliness. All Content and services are provided on an “AS IS” and “AS AVAILABLE” basis without any express or implied warranties.

6. Limitation of Liability

To the fullest extent permitted by law, NextTicker.ai shall not be liable for any direct, indirect, incidental, consequential, punitive, or special damages arising out of or in connection with your use of the platform or its Content. Your sole and exclusive remedy for dissatisfaction is to discontinue use of the platform.

7. Intellectual Property Rights

All Content, and the technology, software, and systems used to operate the Platform, are the exclusive property of NextTicker.ai and its licensors, and are protected by copyright, trademark, and other intellectual property laws. We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Platform and its Content for your personal, non-commercial use, strictly in accordance with these Terms. You agree not to copy, reproduce, distribute, sell, license, scrape, create derivative works from, or otherwise exploit any part of the Platform or its Content without our prior written consent.

8. User Conduct and Platform Use Restrictions

You agree not to use the Platform for any unlawful purpose or in any way that could harm the Platform or its users. You are expressly prohibited from:

• Using any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Taking any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems or services; and
• Attempting to gain unauthorized access to our sites or any user accounts.

9. Conflicts of Interest Disclosure

Principals, employees, and affiliates of NextTicker.ai may hold positions in securities referenced by the platform. All automated model outputs are generated using a uniform, data-driven methodology and are not influenced by any such holdings.

10. Subscription Services, Billing, and Cancellation

10.1. Subscription Plans.

We offer various service tiers ("Plans"), as described on our pricing page. The "Professional" or "Custom" tier is intended for institutional clients and may be governed by a separate, written Master Services Agreement (MSA). The terms of any signed MSA between you and NextTicker.ai shall control and supersede any conflicting provisions in these Terms.

10.2. Free Trials.

To start a free trial, you must provide a valid payment method. At the end of your free trial period, your plan will AUTOMATICALLY CONVERT TO A PAID SUBSCRIPTION, and your payment method will be charged the applicable subscription fee unless you cancel before the trial ends. You can cancel through your account settings. Failure to cancel, or partial use of the service, is not grounds for a refund.

10.3. Automatic Renewal and Billing.

By purchasing a paid subscription, you agree to pay the fees plus any applicable taxes. You authorize us to charge your payment method on a RECURRING BASIS without further authorization from you, until you cancel. Subscriptions automatically renew at the end of each term (e.g., monthly or annually) for a subsequent term of the same duration, at the then-current, non-promotional rate. For annual subscriptions, we will send a renewal reminder to your registered email address before charging your payment method.

10.4. Cancellation and Refund Policy.

You may cancel your subscription at any time through your account settings. Cancellation will become effective at the end of your current paid term, and you will retain access to the service until that time. All subscription fees are non-refundable. We do not provide refunds or credits for any partial subscription periods or unused Content, except as required by applicable law or in cases of documented billing errors, determined at our sole discretion.

10.5. No Transfer of Subscriptions.

Your subscription is for your personal use only and is non-transferable. You may not sell, assign, or transfer your subscription to any other person or entity.

11. Mandatory Arbitration & Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

11.1. Agreement to Binding Arbitration.

You agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of the platform (a "Dispute") shall be resolved exclusively through final and binding, individual arbitration, and not in a court of law. The arbitration shall be administered by the American Arbitration Association (AAA) in Delaware, pursuant to its Consumer Arbitration Rules. To the extent the filing fee for the arbitration exceeds the cost of filing a lawsuit, we will pay the additional cost.

11.2. Waiver of Jury Trial and Class Action.

You expressly waive any right to a trial by jury and the right to participate in a class action, class arbitration, or representative action. All Disputes must be brought in your individual capacity.

11.3. 30-Day Right to Opt Out.

You have the right to opt out of this arbitration provision. To opt out, you must complete the Arbitration Opt-Out form available on our website within 30 days from the date you first agree to these Terms. You can find the form at `nextticker.ai/legal/opt-out`. Upon successful submission of the form, you will receive an automated confirmation email. This confirmation email serves as your official proof of submission. Please retain it for your records. If you opt out, all other parts of these Terms will continue to apply. If you do not opt out, you will have agreed to this arbitration provision.

12. General Provisions

12.1. Governing Law and Forum.

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of law principles. If you are a consumer based in a jurisdiction with mandatory consumer protection laws that cannot be waived, such laws may apply to your use of the Platform. You agree that any legal action or proceeding arising out of or relating to these Terms that is not subject to arbitration shall be brought exclusively in the state or federal courts located in Delaware.

12.2. Severability.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

12.3. Entire Agreement.

These Terms, along with our Privacy Policy, which is incorporated herein by reference, constitute the entire agreement between you and NextTicker.ai. Our Privacy Policy explains how we collect, use, and share your data. You agree to the collection and use of information in accordance with the Privacy Policy. These agreements supersede all prior agreements, unless otherwise specified in Section 10.1.

12.4. Survival.

Sections 2 through 7, 9, 11, and 12 shall survive any termination of your use of the platform.