Welcome to NextTicker.ai. This Privacy Policy explains how NextTicker.ai ("we," "us," or "our") collects, uses, shares, and protects your information when you use our website and automated financial analysis services (the "Platform"). Your privacy and data security are of the utmost importance to us. By accessing or using our Platform, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information to provide and improve our Platform. The types of information we collect depend on how you interact with us.

1.1. Information You Provide Directly

When you register for an account or subscribe to our services, we collect personal information, including:

• Contact Information: First name, last name, and email address.
• Authentication Information: A securely hashed version of your password.

1.2. Information We Collect Automatically

As you navigate and interact with our Platform, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns:

• Usage Data: Details of your visits to our Platform, such as the pages you view, the features you use, and the time, frequency, and duration of your activities.
• Device and Connection Information: Your IP address, browser type and version, operating system, and device identifiers.

1.3. Information Processed by our Analytical Models

Our core service involves the automated analysis of vast amounts of publicly available data. This includes, but is not limited to:

• Public corporate filings (e.g., SEC EDGAR database).
• Public market and financial data.
• Publicly accessible social media trends, search engine trends, and news articles.

This analysis is performed by our automated systems on an aggregated and anonymized basis. It does not involve the processing of your personal information. We do not use customer personal data for AI model training without explicit consent.

2. How We Use Your Information & Our Legal Basis

We use the personal information we collect for the following business purposes, and we do so under the following legal bases:

• To Provide and Maintain Our Service (Contractual Necessity): To create and manage your account, authenticate you, process subscriptions, and grant you access to our Platform's features.
• To Communicate With You (Legitimate Interest / Consent): To send you essential service-related communications (e.g., subscription confirmations, password resets, and policy updates) and, where you have provided consent, promotional materials about new features or products.
• For Security and Fraud Prevention (Legitimate Interest): To monitor for and prevent security incidents, protect the integrity of our Platform, and enforce our terms of use.
• To Improve Our Platform (Legitimate Interest): To analyze usage patterns and user feedback to understand how our Platform is used, allowing us to enhance its functionality, user experience, and overall performance.

3. How We Share Your Information

We do not sell your personal information to third parties. We only share your information with trusted third-party service providers (processors) who assist us in operating our business. These vendors are contractually bound to protect your data and are prohibited from using it for any purpose beyond the services they provide to us. These categories include:

• Cloud Hosting Providers: To host our Platform and store data securely.
• Payment Processors: To securely handle payment information for subscriptions. We do not store your full credit card details on our servers.
• Email Service Providers: To manage and send transactional and marketing communications.
• Analytics Providers: To help us understand website traffic and usage patterns to improve our service.

We may also disclose your information if required to do so by law or in response to a valid legal request from public authorities (e.g., a court order or subpoena).

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to operate and administer our Platform and to improve your experience. Where legally required (such as in the EU/UK), we will ask for your consent before placing non-essential cookies on your device.

• Strictly Necessary Cookies: Essential for the Platform to function, such as maintaining your login session. These do not require consent.
• Functionality Cookies: Help us remember your preferences to provide a more personalized experience.
• Performance and Analytics Cookies: Allow us to collect information about how you use our Platform to help us analyze and improve it. We use Google Analytics for this purpose. You can learn about Google’s practices and opt-out by visiting google.com/policies/privacy/partners/ and using the Google Analytics Opt-out Browser Add-on.

You can control the use of cookies at the individual browser level. However, disabling cookies may limit your use of certain features on our Platform.

5. Data Security

We implement industry-standard technical and organizational security measures to protect your information from unauthorized access, use, or disclosure. For example, passwords are encrypted and stored in a salted, hashed format, which means we cannot view or access your actual password.

While we take robust precautions, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our services, comply with our legal obligations, resolve disputes, and enforce our agreements. You may request the deletion of your account and associated data at any time by contacting us at the email below. After deletion, we may retain anonymized or aggregated data, which can no longer be linked to you, for research and analytical purposes.

7. Your Data Rights and Choices

Depending on your location, you have certain rights regarding your personal information. These rights may include:

• The right to access: You can request a copy of the personal information we hold about you.
• The right to rectification: You can request that we correct any inaccurate or incomplete information.
• The right to erasure (deletion): You can request that we delete your personal information, subject to certain legal exceptions.
• The right to object to processing: You can object to our processing of your personal information for direct marketing purposes.
• The right to data portability: You can request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

To exercise these rights, please submit a request to the email address provided in the "Contact Us" section. You can also unsubscribe from marketing emails at any time by clicking the "unsubscribe" link in the email's footer.

8. International Data Transfers

Our Platform is hosted and operated in the United States. If you are accessing the Platform from outside the United States, please be aware that your information will be transferred to, stored, and processed in the United States. We take steps to ensure that your data receives an adequate level of protection in the jurisdictions in which we process it, including through the use of Standard Contractual Clauses as approved by the European Commission.

9. Children's Privacy

Our Platform is not intended for or directed to individuals under the age of 16 (or the equivalent minimum age in the relevant jurisdiction, such as 13 in the U.S.). We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us & Data Controller

For the purposes of GDPR and other global privacy laws, the data controller is NextTicker.ai. If you have any questions, comments, or requests regarding this Privacy Policy, please do not hesitate to contact us: